What Matters Most

At Crossmark Wealth Management, we fundamentally believe that alignment with your values should be central to investment decisions. That's why we focus each day on delivering the tools, solutions, and innovation necessary to make investing with purpose a reality.


We do the right thing.


We dream big, we give our all, and we are not influenced by fear.


We dedicate ourselves to serving our clients, our community, and our coworkers.


We are passionate about business expertise.


We represent ourselves and our constituents with excellence.

Meet Our Team

  • Victoria Fernandez, CFA®

    Chief Market Strategist

    Victoria Fernandez joined Crossmark in July 2012 and serves as the Chief Market Strategist. She works with the firm’s executive and research teams to analyze current market trends and provide comments to the media and public around Crossmark’s investment outlook on networks including Bloomberg, CNBC, Fox Business and Yahoo Finance. She is also responsible for managing the Crossmark Fixed Income Investment team while serving as Portfolio Manager for taxable fixed income products.

    Victoria began her career in 1994 at Fayez Sarofim & Company, a Houston-based financial advisory firm. During her 18 years at the firm, Victoria enhanced her knowledge of the industry through a variety of roles within the fixed income division, including Head Trader, Municipal Portfolio Manager, and as an Associate on the management team.

    Born and raised in Houston, Texas, Victoria remained in her hometown to earn her Bachelor of Arts from Rice University. She earned her MBA from the May’s Business School at Texas A&M University and is a CFA® Charterholder. 

    As an active member of her community, Victoria has served on the boards of local non-profit organizations and religious institutions. In addition, she stays busy supporting her two children in their athletic and academic pursuits, along with volunteering in Literacy Strong, a local non-profit developed by her daughter to fight illiteracy. Victoria currently resides in Houston, and when not in the office, she enjoys walking her labradoodle and diving into a good book.

  • Scott Wynant

    Managing Director

    As a Managing Director, Scott Wynant brings over 40 years’ experience in financial and investment services to Crossmark where he currently focuses on wealth management solutions for Institutions and High Net Worth families.  Clients include foundations, endowments, retirement plans and families. Scott also works closely with the CEO on special projects including new business development and opportunities.

    Prior to joining Crossmark, Scott served as first Vice President of Smith Barney for 16 years in Oregon and Northern California, and 11 years as Executive Vice President of AG Financial Trust and Investment Services in Springfield, Mo. Scott was instrumental in the creation of AG Financial Wealth Management Solutions, LLC in 2003 and the Steward family of faith-based mutual funds. He served as Chief Investment Officer and member of the AG Financial Investment Committee from 1998 to 2008. He holds the Series 7, 63, 65, 66, and 24 securities licenses.

    Raised in the Northwest and a proud third generation Oregon Duck, Scott and his wife Nancy reside in Houston, TX and are members of Houston’s First Baptist. Scott has served on various not for profit boards in the past. Scott and Nancy have two married children and six grandchildren and are blessed to have them all reside in Houston.

    P:713-243-6711 E:swynant@crossmarkwealth.com
  • Luke Lloyd, CFP®

    Senior Investment Advisor

    Luke Lloyd joined Crossmark in September 2009 and currently serves as Senior Investment Advisor responsible for financial planning, risk analysis, strategic investment consulting, client relationship management, and ongoing portfolio analysis.

    Luke has been in the financial services industry for more than 16 years. Before Crossmark, he served as a financial advisor for both Wells Fargo and Chase Investments.

    Raised in the Houston area, Luke graduated with a B.B.A in Finance from the University of Iowa. He currently holds the Certified Financial Planner™ designation and FINRA Series 7 and 66 securities licenses. He resides in Cypress, Texas, with his wife and two children. He enjoys spending his free time training for his next marathon and mountain biking.


    P:713-243-6709 E:llloyd@crossmarkwealth.com
  • Lupe Ambrosy

    Senior Wealth Management Associate

    Lupe joined Crossmark in 2008 and currently serves as a Senior Wealth Management Associate. In this capacity, she assists with building new client relationships, portfolio analysis, trading, and providing the superior client service needed to help existing clients meet their investment goals. Before her current role, Lupe served as a senior investment administration associate and was responsible for reporting, overseeing new account processes, portfolio performance research, and analysis.

    Lupe earned her B.B.A. in Finance from the University of HoustonDowntown. She also holds a FINRA Series 7 license.

    Lupe enjoys traveling and taking long walks with her husband and Italian mastiff.

    P:713-243-6707 E:lambrosy@crossmarkwealth.com
  • Wendy Haraway

    Wealth Management Associate

    Wendy joined Crossmark in 2023 and serves as Wealth Management Associate with responsibility for building new client relationships, portfolio analysis, trading, and providing superior client service to assist clients in meeting their investment goals.  Prior to joining Crossmark, Wendy served as a Client Service Specialist for 16 years and was responsible for assisting clients with employer sponsored plans as well as Individual Retirement Accounts.

    Wendy earned her Bachelor of Science in Interdisciplinary Studies with a minor in Communications and holds a Masters in Teaching from the University of Houston Downtown. She is also currently pursuing a Masters in Project Management and Process Improvement.

    An active member of her community, Wendy enjoys volunteering with organizations that help veterans.  She is a parent to one son and enjoys spending time with family and friends.  

    P:713-243-6742 E:wharaway@crossmarkwealth.com

Company History


Steward Capital Advisors (SCA) is formed to serve faith-based institutions and private clients


SCA creates the Steward Family of Mutual Funds in partnership with AG Financial Solutions and Crossmark Global Investments


SCA merges with Crossmark Global Investments


Crossmark Wealth Management is created as an independent service provider to private clients and institutions